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  Best Personal Loan Companies with the Lowest Rates in October 2025 Key takeaways  Winner: SoFi. Based on our comprehensive rating system, SoFi is LendingTree’s pick for the best personal loan company as of October 2025.  Why we like it: SoFi offers some of the fastest funding on the market and lets you skip upfront fees (they’re optional).  Runners-up: PenFed Credit Union and Upgrade. Both offer low rates and unique perks that make them strong alternatives and top LendingTree picks. Compare loans from top lenders in minutes What is the best personal loan company right now? As of October 2025, SoFi is the best personal loan company according to our methodology because it offers quick funding, optional fees and competitive rates. Other top personal loan companies include Upgrade (low rates and accessible to people with fair credit) and PenFed Credit Union(low rates and no fees). LendingTree personal loan experts hand-select each of our top lenders and evaluat...
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What is Artificial Intelligence? (Beginner)

 What is Artificial Intelligence? (Beginners)



It can be defined as follows: Artificial Intelligence is a field of computer science whose goal is to recreate a technological equivalent to human intelligence. AI is not a technology in its own right but a set of technologies and tools.


A scientific discipline invented in 1955 by two mathematicians, John MacCathy and Marvin Lee Minsky.


"AI is the science of programming computers to perform tasks that require intelligence when performed by beings Human. »

                                                                            Marvin Lee Minsky

DEFINITION: methods

Artificial Intelligence (AI) consists of putting in place a number of techniques to enable machines to imitate a shape real intelligence, in particular adapting, learning, communicate and interact in a rich and varied way with their environment.


The goal is not to Replace people by machines but to add to the capabilities a possibility Unparalleled.


The Capacity of Intelligence Artificial is to analyze tremendous amounts of data and to detect trends that would otherwise be impossible to detect.




Types of Artificial Intelligence


Artificial intelligence

Intelligent behavior automation.


Machine Learning

Computer programs that allow machines to learn without being specifically programmed, in order to evolve on their own.


Deep Learning

Data model training that works like a neural network.

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Location: États-Unis

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