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  Best Personal Loan Companies with the Lowest Rates in October 2025 Key takeaways  Winner: SoFi. Based on our comprehensive rating system, SoFi is LendingTree’s pick for the best personal loan company as of October 2025.  Why we like it: SoFi offers some of the fastest funding on the market and lets you skip upfront fees (they’re optional).  Runners-up: PenFed Credit Union and Upgrade. Both offer low rates and unique perks that make them strong alternatives and top LendingTree picks. Compare loans from top lenders in minutes What is the best personal loan company right now? As of October 2025, SoFi is the best personal loan company according to our methodology because it offers quick funding, optional fees and competitive rates. Other top personal loan companies include Upgrade (low rates and accessible to people with fair credit) and PenFed Credit Union(low rates and no fees). LendingTree personal loan experts hand-select each of our top lenders and evaluat...

DDoS Attack: Key Points

DDoS Attack


What is a DDoS Attack?

A DDoS (Distributed Denial of Service) attack is a malicious cyberattack that floods a target system, such as a website or network, with excessive traffic. This overwhelming volume of traffic disrupts normal operations, making it difficult or impossible for legitimate users to access the targeted service.

How Does a DDoS Attack Work?

  1. Botnet Creation: Attackers construct a botnet, a community of compromised gadgets (e.G., computer systems, IoT gadgets) infected with malware.
  2. Coordinated Attack: The attacker instructions the botnet to simultaneously flood the target with site visitors from diverse assets.
  3. Overwhelm and Disruption: The target system becomes overwhelmed, leading to slow performance, outages, or complete denial of service.

Why Do DDoS Attacks Occur?

DDoS assaults can be influenced by means of numerous motives:

  • Financial Gain: Attackers can also target competition to disrupt their enterprise operations.
  • Political Agendas: Hacktivists may launch attacks to protest a company's policies or actions.
  • Personal Vendetta: Individuals may target specific organizations or individuals due to personal grievances.

How to Protect Against DDoS Attacks?

To mitigate the risks of DDoS assaults, agencies should implement robust security features:

  • DDoS Protection Services: Employ specialised services designed to filter out and soak up malicious visitors.
  • Network Security: Strengthen network security practices, which include firewalls, intrusion detection structures, and net software firewalls.
  • Incident Response Plan: Develop a comprehensive plan to reply correctly to DDoS attacks.

By expertise the mechanics and motivations at the back of DDoS attacks, agencies can take proactive steps to protect their virtual infrastructure and reduce the impact of these cyber threats.

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